8月21日银行承兑汇票贴现利率已更新。本表按承兑行类型、票面金额和到期月列示年化利率；半年期对应 27/02 到期。

半年期报价一览（27/02 到期）

承兑行类型10万以内10万—50万50万—100万100万以上
国股1.20%0.65%0.55%0.50%
大商1.30%0.70%0.60%0.55%
城商1.60%1.10%1.00%0.67%
农商1.90%1.05%0.95%0.70%
外资1.90%1.10%1.00%0.75%
民营村镇2.05%1.50%1.40%1.25%

半年期行情提示

国股银行的半年期区间为0.50%—1.20%；外资银行为0.75%—1.90%。金额档和到期月会同时影响贴现费用，横向比较时应保持票面金额与剩余期限一致。

完整报价表

国股

到期月10万以内10万—50万50万—100万100万以上
26/081.60%1.60%1.20%1.50%
26/091.40%0.85%0.75%0.75%
26/101.40%0.85%0.75%0.75%
26/111.40%0.85%0.75%0.75%
26/121.40%0.85%0.75%0.70%
27/011.20%0.65%0.55%0.50%
27/021.20%0.65%0.55%0.50%

大商

到期月10万以内10万—50万50万—100万100万以上
26/081.60%1.60%1.40%1.55%
26/091.40%0.88%0.78%0.78%
26/101.40%0.88%0.78%0.78%
26/111.40%0.88%0.78%0.78%
26/121.40%0.88%0.78%0.75%
27/011.30%0.70%0.60%0.55%
27/021.30%0.70%0.60%0.55%

城商

到期月10万以内10万—50万50万—100万100万以上
26/082.00%1.60%1.60%1.60%
26/091.60%1.25%1.15%1.15%
26/101.60%1.25%1.15%1.15%
26/111.60%1.25%1.15%1.15%
26/121.60%1.30%1.20%1.10%
27/011.60%1.05%0.95%0.70%
27/021.60%1.10%1.00%0.67%

农商

到期月10万以内10万—50万50万—100万100万以上
26/082.00%1.80%1.70%1.60%
26/091.70%1.35%1.25%1.20%
26/101.90%1.35%1.25%1.20%
26/111.90%1.35%1.25%1.20%
26/121.90%1.40%1.30%1.20%
27/011.70%1.05%0.95%0.70%
27/021.90%1.05%0.95%0.70%

外资

到期月10万以内10万—50万50万—100万100万以上
26/082.10%1.85%1.75%1.65%
26/091.70%1.45%1.35%1.25%
26/101.90%1.45%1.35%1.25%
26/111.90%1.45%1.35%1.25%
26/121.90%1.40%1.30%1.25%
27/011.70%1.10%1.00%0.75%
27/021.90%1.10%1.00%0.75%

民营村镇

到期月10万以内10万—50万50万—100万100万以上
26/082.10%1.90%1.80%1.70%
26/091.70%1.50%1.50%1.40%
26/102.05%1.50%1.50%1.40%
26/112.05%1.50%1.50%1.40%
26/122.05%1.50%1.50%1.40%
27/011.70%1.40%1.30%1.20%
27/022.05%1.50%1.40%1.25%

费用计算口径

贴现费用可按“票面金额 × 年化贴现利率 × 实际剩余天数 ÷ 360”估算。相同利率下，剩余天数越长，费用越高；同一到期月中，不同票面金额的报价也可能不同。

数据更新日期：2026-08-21。行情仅供参考。