8月19日银行承兑汇票贴现利率已更新。本表按承兑行类型、票面金额和到期月列示年化利率；半年期对应 27/02 到期。

半年期报价一览（27/02 到期）

承兑行类型10万以内10万—50万50万—100万100万以上
国股1.45%0.74%0.65%0.58%
大商1.45%0.76%0.68%0.60%
城商1.60%0.79%0.69%0.61%
农商2.30%0.89%0.74%0.66%
外资2.50%1.20%1.00%0.85%
民营村镇2.05%1.50%1.40%1.25%

半年期行情提示

国股银行的半年期区间为0.58%—1.45%；外资银行为0.85%—2.50%。金额档和到期月会同时影响贴现费用，横向比较时应保持票面金额与剩余期限一致。

完整报价表

国股

到期月10万以内10万—50万50万—100万100万以上
26/081.90%1.60%1.20%1.50%
26/091.45%1.00%0.95%0.75%
26/101.45%0.93%0.83%0.75%
26/111.45%0.93%0.83%0.75%
26/121.45%0.88%0.78%0.70%
27/011.40%0.71%0.63%0.55%
27/021.45%0.74%0.65%0.58%

大商

到期月10万以内10万—50万50万—100万100万以上
26/081.95%1.70%1.30%1.55%
26/091.45%1.00%0.93%0.78%
26/101.45%0.96%0.86%0.78%
26/111.45%0.96%0.86%0.78%
26/121.45%0.91%0.81%0.73%
27/011.40%0.73%0.65%0.57%
27/021.45%0.76%0.68%0.60%

城商

到期月10万以内10万—50万50万—100万100万以上
26/081.95%1.75%1.40%1.55%
26/091.60%1.13%0.95%0.80%
26/101.60%1.13%0.95%0.80%
26/111.60%1.13%0.95%0.80%
26/121.60%1.08%0.90%0.75%
27/011.60%0.76%0.66%0.58%
27/021.60%0.79%0.69%0.61%

农商

到期月10万以内10万—50万50万—100万100万以上
26/083.00%2.58%2.40%2.25%
26/092.80%1.16%0.98%0.83%
26/102.50%1.21%1.03%0.88%
26/112.50%1.16%0.98%0.83%
26/122.50%1.11%0.93%0.78%
27/012.30%0.86%0.71%0.63%
27/022.30%0.89%0.74%0.66%

外资

到期月10万以内10万—50万50万—100万100万以上
26/083.20%2.76%2.58%2.43%
26/093.00%1.38%1.18%1.03%
26/102.70%1.43%1.23%1.08%
26/112.70%1.38%1.18%1.03%
26/122.70%1.33%1.13%0.98%
27/012.50%1.17%0.97%0.82%
27/022.50%1.20%1.00%0.85%

民营村镇

到期月10万以内10万—50万50万—100万100万以上
26/082.10%1.90%1.80%1.70%
26/091.70%1.50%1.50%1.40%
26/102.05%1.50%1.50%1.40%
26/112.05%1.50%1.50%1.40%
26/122.05%1.50%1.50%1.40%
27/011.70%1.40%1.30%1.20%
27/022.05%1.50%1.40%1.25%

费用计算口径

贴现费用可按“票面金额 × 年化贴现利率 × 实际剩余天数 ÷ 360”估算。相同利率下，剩余天数越长，费用越高；同一到期月中，不同票面金额的报价也可能不同。

数据更新日期：2026-08-19。行情仅供参考。